A clear guide to Medicare Part D drug coverage and cost assistance for 2026. Learn about the $2,100 out-of-pocket cap, Extra Help eligibility, insulin limits, and how to choose the right plan.
Medicare Part D in 2025 now caps your out-of-pocket drug costs at $2,000 annually and eliminates the donut hole. Learn how the new three-phase system works, how to pick the right plan, and what you really pay for prescriptions.